:root {
  --navy:#0b2442;
  --navy2:#102e50;
  --gold:#c79c52;
  --cream:#f6f3ec;
  --ink:#122235;
  --muted:#607083;
--line:#dce2e7}

* {
box-sizing:border-box}

html {
scroll-behavior:smooth}

body {
  margin:0;
  color:var(--ink);
font:15px/1.65 Roboto}


a {
  color:inherit;
text-decoration:none}

h1,h2,h3,p {
margin-top:0}

h1,h2,h3 {
  font-family:Roboto;
  font-weight:400;
line-height:1.08}

h1 {
  font-size:clamp(44px,5vw,70px);
letter-spacing:-.035em}

h2 {
font-size:clamp(34px,4vw,52px)}

h3 {
font-size:23px}

.wrap {
  width:min(1180px,calc(100% - 60px));
margin:auto}

.header {
  height:84px;
  max-width:1240px;
  margin:auto;
  padding:0 30px;
  display:flex;
  align-items:center;
justify-content:space-between}

.brand {
  display:flex;
  align-items:center;
  gap:12px;
color:white
}

.brand>span {
  width:39px;
  height:39px;
  border:1px solid var(--gold);
  color:var(--gold);
  display:grid;
  place-items:center;
font:25px Georgia}

.brand small {
  display:block;
  font:7px Arial;
letter-spacing:.14em}

.header nav {
  display:flex;
  align-items:center;
  gap:24px;
  font-size:13px;
font-weight:700}

.btn {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:54px;
  padding:0 25px;
  border:0;
  background:#039C7F;
  color:white;
  font-weight:600;
cursor:pointer;
border-radius: 999px;
}

.btn:hover {
	    transform: translateY(-3px);
}

.btn.small {
min-height:44px}

.btn.light {
background:#039C7F}

.hero {
  position:relative;
  overflow:hidden;
  background:var(--navy);
color:#fff;
padding-top: 110px;}

.hero-bg {
  position:absolute;
  inset:0;
  padding:18px 24px;
  text-align:right;

  background-image: linear-gradient(
    rgba(0, 0, 0, 0.85),
    rgba(0, 0, 0, 0.85)
),  url("./img/Homepage banner.png");
background-size: cover;
background-position: center;
background-repeat: no-repeat;


  /*background:linear-gradient(90deg,rgba(11,36,66,.98),rgba(11,36,66,.72)),repeating-linear-gradient(135deg,rgba(255,255,255,.04) 0 1px,transparent 1px 18px);*/
  color:#94a4b5;
font-size:10px}

.hero-bg small {
display:block}

.hero-grid {
  position:relative;
  display:grid;
  grid-template-columns:1.12fr .88fr;
  gap:76px;
  align-items:center;
  padding-top:78px;
padding-bottom:84px}

.hero em {
  color:#039C7F;
font-style:normal}

.lead {
  font-size:18px;
color:#d4dde7}

.eyebrow {
  color:#039C7F;
  /*font-size:11px;*/
  font-weight:800;
letter-spacing:.17em}

.ticks {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:8px 20px;
  padding:0;
list-style:none}

.ticks li:before {
  content:"✓";
  color:#039C7F;
margin-right:8px}

.text-link {
  margin-left:20px;
border-bottom:1px solid #8190a1}

.form-card {
  background:#fff;
  color:var(--ink);
  padding:36px;
  display:grid;
gap:14px;
border-radius: 20px;
}

.form-card h2 {
  font-size:31px;
margin:0}

.form-card label {
  display:grid;
  gap:5px;
  font-size:12px;
font-weight:700}

.form-card input,.form-card select {
  height:45px;
  border:1px solid #ccd5dd;
padding:0 11px;
    border-radius: 10px;}

.fields {
  display:grid;
  grid-template-columns:1fr 1fr;
gap:12px}

.assurance {
  /*padding:10px 0;*/
  border-bottom:1px solid var(--line);
  font-size:10px;
color:var(--muted)}

.logo-strip,.section {
  padding-top:92px;
padding-bottom:92px}

.logo-strip {
  padding-top:30px;
  padding-bottom:34px;
  text-align:center;
border-bottom:1px solid var(--line)}

.logos {
display:grid}

.logos.five {
  grid-template-columns:repeat(5,1fr);
gap:12px}

.logos>span,.image {
  min-height:60px;
  border:1px dashed #aeb8c2;
  background:#fafbfc;
  display:grid;
  place-items:center;
  padding:16px;
  color:#758493;
font-size:10px}

.trust {
  background:black;
padding:92px 0}

.two,.section-head {
  display:grid;
  grid-template-columns:1fr 1fr;
gap:90px}

.trust figure {
  margin:0;
position:relative}

.trust img {
  width:100%;
display:block}

.trust figcaption {
  position:absolute;
  left:20px;
  right:20px;
  bottom:20px;
  background:rgba(11,36,66,.94);
  color:#fff;
padding:13px}

.process {
padding-left:24px}

.process li {
  padding:10px;
border-bottom:1px solid #d8d2c5}

.process span {
  display:block;
  color:var(--muted);
font-size:12px}

.section-head {
  align-items:end;
margin-bottom:38px}

.section-head p {
color:var(--muted)}

.credentials {
  grid-template-columns:repeat(3,1fr);
  border-top:1px solid var(--line);
border-left:1px solid var(--line)}

.credentials span {
  min-height:170px;
  border-style:solid;
  border-width:0 1px 1px 0;
  display:flex;
  flex-direction:column;
justify-content:center}

.credentials b,.credentials small {
  display:block;
  margin-top:9px;
color:var(--navy)}

.credentials small {
color:var(--muted)}

.dev-note {
  padding:14px 18px;
  background:#f5f7f8;
  color:var(--muted);
font-size:12px}

.date {
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:20px;
  background:var(--cream);
border-left:3px solid #039C7F}

/*.date span,.date b {
display:block}*/

.date i {
color:var(--gold)}

.cards {
  display:grid;
border:1px solid var(--line)}

.cards.four {
grid-template-columns:repeat(5,1fr)}

.cards.three {
grid-template-columns:repeat(3,1fr)}

.cards article {
  padding:28px;
border-right:1px solid var(--line)}

.hovercolor:hover {

background: #039C7F !important;
    transform: translateY(-3px);
    color: white;
}

.cards article:last-child {
border:0}

.cards article>b {
color:#039C7F;}

.readiness,.cta {
  padding:92px 0;
  /*background:black;*/



   background-image: linear-gradient(
    rgba(0, 0, 0, 0.50),
    rgba(0, 0, 0, 0.50)
),  url("./img/BG Radial.png");
background-size: cover;
background-position: center;
background-repeat: no-repeat;
color:#fff}

.checklist {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:12px;
  list-style:none;
padding:0}

.checklist li {
  padding:15px;
background:rgba(255,255,255,.07);
display: flex;
  align-items: center;}

.specialist {
border:0}

.specialist article {
padding-top:0}

.specialist .image {
aspect-ratio:3/2}

.specialist .image small {
display:block}

.specialist a {
  font-weight:800;
  border-top:1px solid var(--line);
  display:block;
padding-top:12px}

.testimonial {
  padding:84px 0;
background:#f5f1e8}

.quote {
  display:grid;
  grid-template-columns:70px 1fr 140px;
  gap:30px;
align-items:center}

.quote>b {
  font:100px Georgia;
color:var(--gold)}

blockquote {
  font:30px/1.4 Georgia;
margin:0}

.quote>span {
  border:1px dashed #aeb8c2;
  padding:35px 10px;
text-align:center}

.faq details {
border-top:1px solid var(--line)}

.faq details:last-child {
border-bottom:1px solid var(--line)}

.faq summary {
  padding:20px 0;
  font-weight:700;
cursor:pointer;
color: #039C7F;
}

.faq p {
color:var(--muted)}

.cta {
  text-align:center;


background-image: url("./img/Footer form bg.png");

/*background:var(--navy);*/
}

.cta h2,.cta>p {
  max-width:740px;
  margin-left:auto;
margin-right:auto}

.cta>p {
color:#c3ceda}

/*footer {
  padding:50px 0;
  background:#071b31;
  color:#aebbc8;
font-size:12px}

footer a {
color:#fff}*/

@media(max-width:900px) {
  .hero-grid,.two,.section-head {
    grid-template-columns:1fr;
  gap:40px}

  .hero-grid {
  padding-top:55px}

  .cards.four,.cards.three {
  grid-template-columns:1fr 1fr}

  .credentials {
  grid-template-columns:1fr 1fr}

  .quote {
  grid-template-columns:45px 1fr}

  .quote>span {
  display:none}

  .header nav .btn {
  display:none}

}

@media(max-width:600px) {
  .wrap {
  width:min(100% - 36px,1180px)}

  .header {
  padding:0 18px}

  .header nav>a:first-child {
  font-size:0}

  .header nav>a:first-child:after {
    content:"Call us";
  font-size:12px}

  .ticks,.fields,.cards.four,.cards.three,.credentials,.checklist {
  grid-template-columns:1fr}

  .text-link {
    display:block;
  margin:15px 0}

  .date {
  gap:10px}

  .logos.five {
  grid-template-columns:repeat(3,1fr)}

  .logos.five span:nth-child(n+4) {
  display:none}

  .form-card {
  padding:25px 20px;
  border-radius: 20px;
}

}

/* ===================== CLIENT LOGOS SECTION ===================== */
.logos-sec{
  padding: 70px 0 90px;
  background: white;
  overflow: hidden;
}
.logos-tagline{
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 600;
  color: var(--gold-600);
  font-size: 17px;
  line-height: 1.5;
  margin-bottom: 14px;
}
.logos-title{
  font-size: clamp(24px, 3vw, 32px);
  color: var(--navy);
}

/* --- Marquee viewport --- */
.logos-marquee{
  position: relative;
  width: 100%;
  overflow: hidden;
  margin-top: 54px;
  -webkit-mask-image: linear-gradient(
    90deg,
    transparent 0%,
    #000 8%,
    #000 92%,
    transparent 100%
  );
  mask-image: linear-gradient(
    90deg,
    transparent 0%,
    #000 8%,
    #000 92%,
    transparent 100%
  );
}

/* --- Track: two identical sets placed side by side, animated left --- */
.logos-track{
  display: flex;
  width: max-content;
  animation: logos-scroll 28s linear infinite;
}
.logos-marquee:hover .logos-track,
.logos-marquee.is-paused .logos-track{
  animation-play-state: paused;
}

.logos-set{
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

@keyframes logos-scroll{
  from{ transform: translateX(0); }
  to{ transform: translateX(-50%); }
}

/* --- Individual logo card --- */
.logo-card{
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 78px;
  padding: 0 44px;
  /*padding: 0 20px;*/
  border-right: 1px solid var(--line);
}
.logo-card:last-child{ border-right: none; }

.logo-card img{
  max-height: 60px;
  width: auto;
  /*filter: grayscale(100%) opacity(0.55);*/
  transition: filter .25s ease, transform .25s ease;
}
.logo-card:hover img{
  filter: grayscale(0%) opacity(1);
  transform: translateY(-2px);
}

/* Text fallback logos (placeholders — swap for real <img> client logos) */
.logo-text{
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 20px;
  letter-spacing: -.01em;
  color: var(--slate-500);
  white-space: nowrap;
  transition: color .25s ease, transform .25s ease;
}
.logo-card:hover .logo-text{
  color: var(--navy);
  transform: translateY(-2px);
}

/* --- Respect reduced-motion preference --- */
@media (prefers-reduced-motion: reduce){
  .logos-track{ animation: none; }
  .logos-marquee{ overflow-x: auto; }
}

/* --- Mobile --- */
@media(max-width: 768px){
  .logos-sec{ padding: 56px 0 60px; }
  .logo-card{ height: 60px; padding: 0 28px; }
  .logo-text{ font-size: 16px; }
  .logos-track{ animation-duration: 20s; }
}
/* =================== /CLIENT LOGOS SECTION ======================= */
.process-section {
        width: 100%;
        max-width: 100%;
        background: black;
        /*padding: 0 20px;*/
        box-sizing: border-box;
        font-family:Roboto;
    }

    .process-item {
        display: grid;
        grid-template-columns: 55px 1fr;
        gap: 0;
        padding: 18px 0 18px;
        border-top: 1px solid white;
    }

    .process-number {
        font-family: Roboto;
        font-size: 20px;
        /*font-style: italic;*/
        font-weight: 600;
        color: #039C7F;
        padding-top: 4px;
    }

    .process-content {
        padding-right: 10px;
    }

    .process-content h3 {
        margin: 0 0 5px;
        color: #17273b;
        font-family:Roboto;
        font-size: 23px;
        line-height: 1.25;
        font-weight: 500;
    }

    .process-content p {
        margin: 0;
        color: #64758a;
        font-size: 13.5px;
        line-height: 1.55;
        max-width: 560px;
    }

    .proof-box {
        margin-top: 20px;
        background: black;
        border-left: 2px solid #039C7F;
        padding: 16px 17px 17px;
        box-sizing: border-box;
    }

    .proof-box h4 {
        margin: 0 0 6px;
        color: #17273b;
       font-family:Roboto;
        font-size: 12px;
        font-weight: 700;
        letter-spacing: 1px;
    }

    .proof-box p {
        margin: 0;
        color: #64758a;
        font-size: 11.5px;
        line-height: 1.45;
    }

    /* Responsive */
    @media (max-width: 600px) {

        .process-section {
            /*padding: 0 15px;*/
        }

        .process-item {
            grid-template-columns: 42px 1fr;
            padding: 16px 0;
        }

        .process-content h3 {
            font-size: 20px;
        }

        .process-content p {
            font-size: 13px;
        }

        .process-number {
            font-size: 14px;
        }

        .proof-box {
            margin-top: 16px;
            padding: 14px;
        }
    }


.image-banner {
    position: relative;
    width: 100%;
    overflow: hidden;
}

.image-banner img {
    display: block;
    width: 100%;
    height: auto;
}

.image-banner-text {
    position: absolute;
    left: 7%;
    bottom: 12%;
    width: 80%;
    padding: 12px 25px;
    box-sizing: border-box;
    background: #039C7F;
    color: #ffffff;
    font-family: Roboto;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.4;
    z-index: 2;
    border-radius: 999px;
}
.hovercolor:hover b {
  color: white;
}

.stats-banner {
    position: relative;
    max-width: 1200px;
    margin: 0 auto;
    /*background: linear-gradient(135deg, #0d5f78 0%, #14829e 55%, #1a95b3 100%);*/
    border-radius: 4px;
    padding: 20px 0px;
    overflow: hidden;
    color: #ffffff;
  }

  /* building silhouette texture on the right */
  .stats-banner::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 55%;
    height: 100%;
/*    background-image:
      repeating-linear-gradient(90deg, rgba(255,255,255,0.06) 0px, rgba(255,255,255,0.06) 1px, transparent 1px, transparent 14px),
      repeating-linear-gradient(0deg, rgba(255,255,255,0.06) 0px, rgba(255,255,255,0.06) 1px, transparent 1px, transparent 14px);
    -webkit-mask-image: linear-gradient(to left, rgba(0,0,0,0.9), transparent);*/
    mask-image: linear-gradient(to left, rgba(0,0,0,0.9), transparent);
    pointer-events: none;
  }

  .stats-row {
    position: relative;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    flex-wrap: wrap;
    gap: 32px;
  }

  .stat-item {
    display: flex;
    flex-direction: column;
    gap: 6px;
    min-width: 140px;
  }

  .stat-number {
    font-size: 40px;
    font-weight: 800;
    line-height: 1;
    letter-spacing: -0.5px;
    color: #039C7F;
  }

  .stat-label {
    font-size: 16px;
    font-weight: 400;
    color: #d7ecf2;
  }

  @media (max-width: 700px) {
    .stats-banner { padding: 32px 28px; }
    .stats-row { gap: 24px; justify-content: flex-start; }
    .stat-item { min-width: 45%; }
    .stat-number { font-size: 32px; }
  }
.hovercss {
	font-size: 27px;
}
.why-section {
    max-width: 1200px;
    margin: 0 auto;
    background: linear-gradient(160deg, #1c1c1c 0%, #101010 100%);
    border-radius: 28px;
    padding: 56px;
    color: #ffffff;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
  }

  /* LEFT COLUMN */
  .why-left { display: flex; flex-direction: column; }

  .why-eyebrow {
    font-size: 40px;
    font-weight: 400;
    line-height: 1.25;
    margin: 0 0 20px 0;
    letter-spacing: -0.3px;
  }

  .why-heading {
    font-size: 26px;
    font-weight: 700;
    line-height: 1.3;
    margin: 0 0 16px 0;
    color: #4fd1a5;
  }

  .why-paragraph {
    font-size: 15px;
    line-height: 1.7;
    color: #cfcfcf;
    margin: 0 0 28px 0;
  }

  .why-image {
    width: 100%;
    border-radius: 18px;
    overflow: hidden;
    aspect-ratio: 4 / 3;
    background: #333;
  }

  .why-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    filter: grayscale(100%);
  }

  /* RIGHT COLUMN */
  .why-right {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
  }

  .points-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 20px;
    /*padding-top: 25px;*/
  }

  .points-list li {
    display: flex;
    align-items: center;
    gap: 14px;
    border-bottom: 1px solid #919191;
    padding-bottom: 20px;
  }

  .check-icon {
    flex-shrink: 0;
    width: 60px;
    height: 60px;
    border-radius: 8px;
    background: #2a2a2a;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 2px;
  }
.check-icon img {
	width: 40px;
}
  .check-icon svg {
    width: 15px;
    height: 15px;
    stroke: #4fd1a5;
  }

  .point-text {
    font-size: 19px;
    line-height: 1.55;
    color: #e8e8e8;
  }

  .why-cta {
    margin-top: 36px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background: #039C7F;
    color: #ffffff;
    border: none;
    border-radius: 999px;
    padding: 14px 26px;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    text-decoration: none;
    align-self: flex-start;
    transition: background 0.2s ease;
  }

  .why-cta:hover { background: #039C7F; }

  .why-cta svg {
    width: 15px;
    height: 15px;
  }

  @media (max-width: 900px) {
    .why-section {
      grid-template-columns: 1fr;
      padding: 36px 28px;
    }
    .why-eyebrow { font-size: 26px; }
  }
/* ------------------------------------------------------------------------------------ */
.tax-services-section {
  padding: 40px 35px;
  background: #1c1c1c;
  
}
 
.tax-services-grid {
  max-width: 1200px;
  margin: 0 auto;
 
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
 
 
/* =========================
   SERVICE CARD
========================= */
 
.tax-service-card {
  display: flex;
  flex-direction: column;
 
  min-width: 0;
  height: 100%;
 
  background: #262626;
  border: 1px solid #3b3b3b;
  border-radius: 15px;
 
  overflow: hidden;
  text-decoration: none;
 
  transition:
    transform 0.25s ease,
    border-color 0.25s ease,
    background 0.25s ease;
}
 
 
/* =========================
   IMAGE
========================= */
 
.tax-service-image {
  padding: 9px 9px 0;
}
 
.tax-service-image img {
  display: block;
 
  width: 100%;
  height: 185px;
 
  object-fit: cover;
  border-radius: 12px;
}
 
 
/* =========================
   CONTENT
========================= */
 
.tax-service-content {
  flex: 1;
 
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
 
  gap: 18px;
 
  padding: 18px 14px 16px;
}
 
.tax-service-content > div {
  flex: 1;
}
 
.tax-service-content h3 {
  margin: 0 0 8px;
 
  color: #039C7F;
 
  font-size: 17px;
  line-height: 1.25;
  font-weight: 700;
}
 
.tax-service-content p {
  margin: 0;
 
  color: #bdbdbd;
 
  font-size: 13px;
  line-height: 1.55;
  font-weight: 400;
}
 
 
/* =========================
   ARROW
========================= */
 
.tax-service-arrow {
  flex: 0 0 38px;
 
  width: 36px;
  height: 36px;
 
  display: flex;
  align-items: center;
  justify-content: center;
 
  margin-bottom: 2px;
 
  border-radius: 50%;
 
  background: #119a87;
  color: #ffffff;
 
  font-size: 27px;
  line-height: 1;
  font-weight: 300;
 
  transition:
    background 0.25s ease,
    color 0.25s ease,
    transform 0.25s ease;
}
 
 
/* =========================
   ACTIVE CARD
========================= */
 
.tax-service-card.active {
  background: #27b49f;
  border-color: #27b49f;
}
 
.tax-service-card.active .tax-service-content p {
  color: rgba(255, 255, 255, 0.88);
}
 
.tax-service-card.active .tax-service-arrow {
  background: #ffffff;
  color: #27b49f;
}
 
 
/* =========================
   HOVER
========================= */
 
.tax-service-card:hover {
  transform: translateY(-4px);
  border-color: #27b49f;
}
 
.tax-service-card:hover .tax-service-arrow {
  transform: translateX(2px);
}
 
 
/* =========================
   TABLET
========================= */
 
@media (max-width: 900px) {
 
  .tax-services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
 
  .tax-service-image img {
    height: 190px;
  }
 
}
 
 
/* =========================
   MOBILE
========================= */
 
@media (max-width: 600px) {
 
  .tax-services-section {
    padding: 24px 15px;
  }
 
  .tax-services-grid {
    grid-template-columns: 1fr;
    gap: 25px;
  }
 
  .tax-service-image img {
    height: 210px;
  }
 
  .tax-service-content {
    padding: 16px 14px;
  }
 
  .tax-service-content h3 {
    font-size: 16px;

  }
 
  .tax-service-content p {
    font-size: 13px;
  }
 
}
.tax-service-card:hover .tax-service-arrow {
  /*transform: rotate(-45deg) scale(1.08);   /* arrow rotates outward on hover */
  background: #ffffff;
  color: #039C7F ;
}
.tax-service-card:hover .tax-service-content p {
  color: #eafaf4;   /* lighter text tone against teal background */
}
.tax-service-card:hover .tax-service-content {
  background: #4a9c85;   /* teal fill, matches the left card style */
}
.tax-service-card:hover .tax-service-image img {
  transform: scale(1.06);
}

.tax-service-card:hover .tax-service-content h3 {
    color: white;
  }
.tax-service-card:hover {
  transform: translateY(-6px);
  border-color: #4fd1a5;                          /* teal border on hover, like the left card's default state */
  box-shadow: 0 12px 28px rgba(79, 209, 165, 0.25);
}
/* -----------------------------------------------------------*/
.penalty-wrap {
    max-width: 900px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    padding-top: 58px;
  }

  .penalty-card {
    position: relative;
    background: #171717;
    border-radius: 4px;
    /*padding: 18px 22px 18px 26px;*/
    padding: 15px 11px 15px 11px;
    overflow: hidden;
    border: 1px solid #039C7F;
    border-radius: 8px;
  }

  .penalty-card:hover {
  	background: #039C7F !important;
    transform: translateY(-3px);
  }

  /* teal left accent border, same as the "Tax period ended" bar */
/*  .penalty-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 3px;
    height: 100%;
    background: #2fd0a0;
  }*/

  .amount {
    font-size: 25px;
    font-weight: 700;
    color: #039C7F;
    margin-bottom: 6px;
    text-align: center;
  }
  .penalty-card:hover .amount {
  	color: white;
  }

  .label {
    font-size: 13.5px;
    color: white;
    line-height: 1.5;
    text-align: center;
  }
.penalty-card:hover .label{
	color: white;
}
  .label .accent {
    color: #2fd0a0;
    text-decoration: underline;
  }

  @media (max-width: 900px) {
    .penalty-wrap { grid-template-columns: repeat(2, 1fr); }
  }
  @media (max-width: 560px) {
    .penalty-wrap { grid-template-columns: 1fr; }
  }
  .support-item-title {
    font-size: 25px;
    font-weight: 700;
    color: #038C7F;
    margin-bottom: 4px;
  }
  .support-item-title:hover {
  	color: white;
  }
  .support-item-desc {
    font-size: 13.5px;
    color: white;
    line-height: 1.5;
  }
  /*-------------------------------------------------- */
   .testimonial-section {
    background: #000000;
    padding: 70px 60px;
    position: relative;
    overflow: hidden;
  }

  .testimonial-track-wrap {
    max-width: 1300px;
    margin: 0 auto;
    position: relative;
  }

  .testimonial-slide {
    display: none;
    align-items: flex-start;
    justify-content: space-between;
    gap: 60px;
  }
  .testimonial-slide.active {
    display: flex;
    animation: fadeIn 0.5s ease;
  }

  @keyframes fadeIn {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
  }

  .testimonial-body {
    display: flex;
    gap: 24px;
    flex: 1;
  }

  .quote-mark {
    font-family: Roboto;
    font-size: 64px;
    line-height: 0.6;
    color: #ffffff;
    flex-shrink: 0;
    margin-top: 26px;
  }

  .testimonial-content .eyebrow {
    font-size: 12.5px;
    font-weight: 700;
    letter-spacing: 1.6px;
    text-transform: uppercase;
    color: #3bb08a;
    margin-bottom: 16px;
  }

  .testimonial-content blockquote {
    font-family: Roboto;
    font-size: 26px;
    line-height: 1.4;
    color: #ffffff;
    margin: 0 0 18px 0;
    font-weight: 400;
  }

  .testi-attrib {
    color: #ffffff;
    font-size: 13.5px;
    font-weight: 700;
    margin-bottom: 4px;
  }

  .testi-role {
    color: #d8d8d8;
    font-size: 20px;
  }

  .client-logo-box {
    flex-shrink: 0;
    width: 140px;
    height: 90px;
    /*border: 1px dashed rgba(255,255,255,0.5);*/
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: #ffffff;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.5px;
      width: 200px;
  height: 200px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto;         /* centers the circle horizontally in its container */
  /*border: 3px solid #ffffff;  */
  }
  .client-logo-box img {
  	 width: 100%;
  height: 100%;
  object-fit: cover;      /* crops the image to fill the circle without stretching */
  display: block;
  }

  /* controls */
  .testimonial-controls {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    margin-top: 44px;
  }

  .testi-arrow {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    border: 1px solid rgba(255,255,255,0.3);
    background: transparent;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: background 0.2s ease, border-color 0.2s ease;
  }
  .testi-arrow:hover { background: rgba(255,255,255,0.08); border-color: #3bb08a; }
  .testi-arrow svg { width: 16px; height: 16px; }

  .testi-dots {
    display: flex;
    gap: 8px;
  }
  .testi-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: rgba(255,255,255,0.3);
    cursor: pointer;
    transition: background 0.2s ease, transform 0.2s ease;
  }
  .testi-dot.active {
    background: #3bb08a;
    transform: scale(1.3);
  }

  @media (max-width: 860px) {
    .testimonial-section { padding: 50px 24px; }
    .testimonial-slide { flex-direction: column; gap: 30px; }
    .testimonial-content blockquote { font-size: 21px; }
    .client-logo-box { align-self: flex-start; }
  }
  .headera:hover {
  	color: #039C7F ;
  }
  .headera {
  	color: white;
  	font-size: 15px;
  }

  /* --------------------------- */
  .cbc-footer {
  background: #111111;
  color: #ffffff;
  
  padding: 70px 30px 26px;
}
 
.cbc-footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}
 
 
/* =========================
   MAIN GRID
========================= */
 
.cbc-footer-main {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 60px;
 
  padding-bottom: 50px;
}
 
 
/* =========================
   BRAND
========================= */
 
.cbc-footer-brand {
  max-width: 330px;
}
 
.cbc-footer-logo {
  display: inline-flex;
  flex-direction: column;
 
  margin-bottom: 22px;
 
  color: #ffffff;
  text-decoration: none;
 
  font-size: 26px;
  line-height: 0.9;
  font-weight: 700;
  letter-spacing: 0.02em;
}
 
.cbc-footer-logo span {
  margin-top: 7px;
 
  font-size: 8px;
  letter-spacing: 0.25em;
  font-weight: 500;
}
 
.cbc-footer-brand p {
  margin: 0 0 25px;
 margin-top: 10px;
  color: #a9a9a9;
 
  font-size: 14px;
  line-height: 1.7;
}
 
 
/* CTA */
 
.cbc-footer-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
 
  padding: 11px 18px;
 
  background: #18a990;
  border-radius: 25px;
 
  color: #ffffff;
  text-decoration: none;
 
  font-size: 13px;
  font-weight: 600;
 
  transition:
    background 0.25s ease,
    transform 0.25s ease;
}
 
.cbc-footer-cta span {
  font-size: 21px;
  line-height: 1;
}
 
.cbc-footer-cta:hover {
  background: #22b99e;
  transform: translateY(-2px);
}
 
 
/* =========================
   COLUMNS
========================= */
 
.cbc-footer-column h3 {
  margin: 0 0 20px;
 
  color: #18a990;
 
  font-size: 14px;
  line-height: 1.2;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
 
.cbc-footer-column ul {
  margin: 0;
  padding: 0;
 
  list-style: none;
}
 
.cbc-footer-column li {
  margin-bottom: 12px;
}
 
.cbc-footer-column a {
  color: #d2d2d2;
  text-decoration: none;
 
  font-size: 13px;
  line-height: 1.45;
 
  transition: color 0.2s ease;
}
 
.cbc-footer-column a:hover {
  color: #18a990;
}
 
 
/* =========================
   CONTACT
========================= */
 
.cbc-footer-contact li {
  display: flex;
  flex-direction: column;
  gap: 3px;
 
  padding-bottom: 11px;
  margin-bottom: 11px;
 
  border-bottom: 1px solid #2d2d2d;
}
 
.cbc-footer-contact li:last-child {
  border-bottom: none;
}
 
.cbc-footer-label {
  color: #7f7f7f;
 
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
 
 
/* =========================
   DISCLAIMER
========================= */
 
.cbc-footer-disclaimer {
  padding: 26px 0;
 
  border-top: 1px solid #2a2a2a;
  border-bottom: 1px solid #2a2a2a;
}
 
.cbc-footer-disclaimer p {
  max-width: 980px;
  margin: 0;
 
  color: #818181;
 
  font-size: 11px;
  line-height: 1.65;
}
 
 
/* =========================
   BOTTOM
========================= */
 
.cbc-footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
 
  gap: 30px;
 
  padding-top: 24px;
}
 
.cbc-footer-bottom p {
  margin: 0;
 
  color: #6f6f6f;
 
  font-size: 11px;
}
 
.cbc-footer-legal {
  display: flex;
  align-items: center;
  gap: 22px;
}
 
.cbc-footer-legal a {
  color: #8c8c8c;
  text-decoration: none;
 
  font-size: 11px;
 
  transition: color 0.2s ease;
}
 
.cbc-footer-legal a:hover {
  color: #18a990;
}
 
 
/* =========================
   TABLET
========================= */
 
@media (max-width: 950px) {
 
  .cbc-footer {
    padding: 55px 25px 25px;
  }
 
  .cbc-footer-main {
    grid-template-columns: repeat(2, 1fr);
    gap: 45px 35px;
  }
 
  .cbc-footer-brand {
    max-width: none;
  }
 
}
 
 
/* =========================
   MOBILE
========================= */
 
@media (max-width: 600px) {
 
  .cbc-footer {
    padding: 45px 20px 22px;
  }
 
  .cbc-footer-main {
    grid-template-columns: 1fr;
    gap: 35px;
 
    padding-bottom: 35px;
  }
 
  .cbc-footer-brand {
    max-width: 100%;
  }
 
  .cbc-footer-column h3 {
    margin-bottom: 15px;
  }
 
  .cbc-footer-bottom {
    flex-direction: column;
    align-items: flex-start;
 
    gap: 14px;
  }
 
  .cbc-footer-legal {
    flex-wrap: wrap;
    gap: 14px;
  }
 
}

/* ------------------- */
.social-icons{
    display:flex;
    gap:10px;
    margin-top:20px;
  }

  .social-icons a{
    width:36px;
    height:36px;
    border-radius:8px;
    background:var(--icon-bg);
    color:var(--icon-fg);
    display:flex;
    align-items:center;
    justify-content:center;
    text-decoration:none;
    margin:0;
    transition:opacity .15s ease;
    border: 1px solid rgba(255, 255, 255, .16);
  }

  .social-icons a:hover{
    /*opacity:0.75;*/
    background: #039C7F !important;
    border-color: #039C7F !important;
    color: white;
  }


/* ---------- TOP CONTACT BAR ---------- */
.topbar{
  background: #039C7F;
  /*border-bottom: 1px solid rgba(255,255,255,.08);*/
}
.topbar-inner{
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 24px;
  padding: 8px 28px;
  flex-wrap: wrap;
}
.topbar-inner a{
  font-size: 12.5px;
  color: white;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
  transition: color .15s;
}
.topbar-inner a:hover{ color: #fff;transform: translateY(-1px); }
.topbar-inner strong{ color: rgba(255,255,255,.9); }
@media(max-width: 900px){
  .topbar{ display: none; } /* moves into mobile dropdown instead */
}


/* -------------------------------------- */

.wrap {
  width:min(1180px,calc(100% - 60px));
margin:auto}

.header {
  height:84px;
  max-width:1240px;
  margin:auto;
  padding:0 30px;
  display:flex;
  align-items:center;
justify-content:space-between}

.brand {
  display:flex;
  align-items:center;
  gap:12px;
color:white
}

.header nav {
  display:flex;
  align-items:center;
  gap:24px;
  font-size:16px;
font-weight:400}

.btn {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:54px;
  padding:0 25px;
  border:0;
  background:#039C7F;
  color:white;
  font-weight:600;
cursor:pointer;
border-radius: 999px;
}

.btn:hover {
      transform: translateY(-3px);
}

.btn.small {
min-height:44px}

.headera:hover {
    color: #039C7F ;
  }
.headera {
    color: white;
    font-size: 15px;
  }

/* ---------- TOP CONTACT BAR ---------- */
.topbar{
  background: #039C7F;
}
.topbar-inner{
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 24px;
  padding: 8px 28px;
  flex-wrap: wrap;
}
.topbar-inner a{
  font-size: 16px;
  color: white;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
  transition: color .15s;
}
.topbar-inner a:hover{ color: #fff;transform: translateY(-1px); }
.topbar-inner strong{ color: rgba(255,255,255,.9); }
@media(max-width: 900px){
  .topbar{ display: none; }
}

@media(max-width:900px) {
  .header nav .btn {
  display:none}
}

@media(max-width:600px) {
  .header {
  padding:0 18px}

  .header nav>a:first-child {
  font-size:0}

  .header nav>a:first-child:after {
    content:"Call us";
  font-size:12px}
}

/* ===================================================
   NAV MENU ADDITIONS — append after the CSS above
   =================================================== */

/* Corporate Tax dropdown */
.header nav .dropdown-wrap{
  position:relative;
}

.header nav .dropdown-wrap > .headera{
  display:inline-flex;
  align-items:center;
  gap:6px;
}

.header nav .dropdown-wrap > .headera .fa-angle-down{
  font-size:11px;
  transition:transform .2s ease;
}

.header nav .dropdown-wrap:hover > .headera .fa-angle-down{
  transform:rotate(180deg);
}

.header nav .dropdown{
  position:absolute;
  top:36px;
  left:0;
  min-width:240px;
  padding:10px;
  background:black;
  border:1px solid rgba(255,255,255,.12);
  border-radius:10px;
  box-shadow:0 16px 32px rgba(0,0,0,.35);
  opacity:0;
  visibility:hidden;
  transform:translateY(6px);
  transition:opacity .2s ease, transform .2s ease, visibility .2s ease;
  z-index:20;
}

.header nav .dropdown-wrap:hover .dropdown{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}

.header nav .dropdown a{
  display:block;
  padding:9px 12px;
  border-radius:6px;
  font-size:15px;
  font-weight:400;
  color:#d4dde7;
}

.header nav .dropdown a:hover{
  background:rgba(3,156,127,.14);
  color:#039C7F;
}

/* Fix legacy first-child rule from clobbering the new first nav item */
.header nav > .dropdown-wrap:first-child > .headera,
.header nav > a.headera:first-child{
  font-size:15px !important;
}
.header nav > .dropdown-wrap:first-child > .headera:after,
.header nav > a.headera:first-child:after{
  content:none !important;
}

/* Mobile hamburger toggle */
.nav-toggle{
  display:none;
  flex-direction:column;
  gap:5px;
  background:none;
  border:0;
  cursor:pointer;
  padding:6px;
}

.nav-toggle span{
  width:24px;
  height:2px;
  background:#ffffff;
  display:block;
}

.nav-overlay{
  display:none;
  position:fixed;
  inset:0;
  background:rgba(0,0,0,.5);
  z-index:900;
}

.nav-overlay.open{
  display:block;
}

@media(max-width:900px){
  .header nav{
    position:fixed;
    top:0;
    right:0;
    height:100vh;
    width:280px;
    background:black;
    flex-direction:column;
    align-items:flex-start;
    gap:0;
    padding:90px 28px 28px;
    transform:translateX(100%);
    transition:transform .25s ease;
    border-left:1px solid rgba(255,255,255,.1);
    z-index:1000;
  }

  .header nav.open{
    transform:translateX(0);
  }

  .header nav .headera{
    width:100%;
    padding:14px 0;
    border-bottom:1px solid rgba(255,255,255,.1);
  }

  .header nav .dropdown-wrap{
    width:100%;
  }

  .header nav .dropdown{
    position:static;
    opacity:1;
    visibility:visible;
    transform:none;
    display:none;
    border:0;
    box-shadow:none;
    background:transparent;
    padding:0 0 0 14px;
    margin-top:4px;
  }

  .dropdown-wrap.expanded .dropdown{
    display:block;
  }

  /* override the earlier rule that hides the CTA button under 900px */
  .header nav .btn{
    display:inline-flex !important;
    margin-top:22px;
    width:100%;
    text-align:center;
  }

  .nav-toggle{
    display:flex;
  }
}
/* ------------------------------------------ */


  /* ================================================
     ALIGNMENT FIX — 5 cards, equal height, aligned titles
     ================================================ */

  /* this row has 5 cards, not 4, so give it its own column count
     instead of relying on .cards.four's repeat(4,1fr) */
  .cards.five{
    grid-template-columns:repeat(5,1fr);
    align-items:stretch;
  }

  /* let each card stack top-to-bottom and fill the row height,
     so bottoms line up regardless of title/text length */
  .cards.five article{
    display:flex;
    flex-direction:column;
    height:100%;
  }

  .cards.five article h3{
    margin:10px 0 14px;
    /* reserves the same vertical space whether the title
       wraps to 1, 2, or 3 lines, so every paragraph starts
       at the same baseline across all 5 cards */
    min-height:76px;
    display:flex;
    align-items:flex-start;
  }

  .cards.five article p{
    margin:0;
  }

  @media (max-width:1100px){
    .cards.five{
      grid-template-columns:repeat(3,1fr);
    }
    .cards.five article{
      border-right:1px solid var(--line);
    }
    .cards.five article:nth-child(3n){
      border-right:0;
    }
    .cards.five article h3{
      min-height:0;
    }
  }

  @media (max-width:680px){
    .cards.five{
      grid-template-columns:1fr 1fr;
    }
    .cards.five article:nth-child(3n){
      border-right:1px solid var(--line);
    }
    .cards.five article:nth-child(2n){
      border-right:0;
    }
  }

  @media (max-width:480px){
    .cards.five{
      grid-template-columns:1fr;
    }
    .cards.five article{
      border-right:0 !important;
    }
  }



/*
.why-section{
    max-width:1200px;
    margin:0 auto;
    background:var(--card-bg);
    border-radius:28px;
    padding:56px;
    color:#ffffff;
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:56px;
  }*/

  /* LEFT COLUMN */
  .why-left{
    display:flex;
    flex-direction:column;
  }

  .why-heading{
    font-size:40px;
    font-weight:700;
    line-height:1.15;
    margin:0 0 20px;
    letter-spacing:-0.3px;
  }

  .why-paragraph{
    font-size:15px;
    line-height:1.7;
    color:var(--text-muted);
    margin:0 0 28px;
  }

  .why-image{
    width:100%;
    flex:1;
    border-radius:18px;
    overflow:hidden;
    min-height:320px;
    background:#333;
  }

  .why-image img{
    width:100%;
    height:100%;
    object-fit:cover;
    display:block;
    filter:grayscale(100%);
  }

  /* RIGHT COLUMN */
  .why-right{
    display:flex;
    flex-direction:column;
  }

  .points-list{
    list-style:none;
    margin:0;
    padding:0;
    display:flex;
    flex-direction:column;
  }

  .points-list li{
    display:flex;
    align-items:flex-start;
    gap:18px;
    padding:22px 0;
    border-bottom:1px solid rgba(255,255,255,.14);
  }

  .points-list li:first-child{
    padding-top:0;
  }

  .points-list li:last-child{
    border-bottom:0;
    padding-bottom:0;
  }

  .point-icon{
    flex-shrink:0;
    width:52px;
    height:52px;
    border-radius:10px;
    background:#2a2a2a;
    display:flex;
    align-items:center;
    justify-content:center;
  }

  .point-icon svg{
    width:24px;
    height:24px;
    stroke:var(--accent);
    fill:none;
  }

  .point-title{
    font-size:18px;
    font-weight:700;
    color:#039C7F;
    margin:0 0 6px;
  }

  .point-title:hover {
  	color:white;
  }

  .point-desc{
    font-size:14px;
    line-height:1.6;
    color:var(--text-muted);
    margin:0;
  }

  /* ---------- Responsive ---------- */
  @media (max-width:900px){
    .why-section{
      grid-template-columns:1fr;
      padding:36px 28px;
      gap:36px;
    }
    .why-heading{font-size:30px;}
    .why-image{min-height:240px;}
  }

  @media (max-width:480px){
    body{padding:30px 16px;}
    .why-section{padding:28px 20px;border-radius:20px;}
    .points-list li{gap:14px;}
    .point-icon{width:44px;height:44px;}
    .point-icon svg{width:20px;height:20px;}
  }


  /* ---------------------------------------------------- */

  
  /* ---------- CTA + form layout ---------- */
.cta-grid{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:70px;
  align-items:center;
  text-align:left;
}

.cta-content{
  text-align:left;
}

.cta-content h2,
.cta-content p{
  max-width:520px;
  margin-left:0;
  margin-right:0;
}

.cta-content p{
  color:#c3ceda;
}

.cta-form{
  text-align:left;
  color:var(--ink);
}

.cta-form h2{
  font-size:26px;
  color:var(--navy);
}

.cta-form > p{
  font-size:13.5px;
  color:var(--muted);
  margin:0;
}

.cta-form .assurance{
  border:0;
  padding:0;
}

/* stack on tablet/mobile — add .cta-grid to your existing breakpoint */
@media(max-width:900px){
  .hero-grid,.two,.section-head,.cta-grid{
    grid-template-columns:1fr;
    gap:40px;
  }
}

/* ===================== RESPONSIVE FIXES PATCH ===================== */

/* Button pairs: wrap cleanly on narrow phones instead of overflowing */
.btn-group{
  display:flex;
  flex-wrap:wrap;
  gap:12px 14px;
  align-items:center;
}
.btn-group .btn{
  white-space:nowrap;
}

/* Header: shrink bar + logo on small phones so the hamburger has room */
@media(max-width:480px){
  .header{ height:64px; padding:0 14px; }
  .brand img{ max-width:130px !important; }
}

/* Hero: since the topbar hides at 900px, reclaim that space so content
   doesn't sit under the fixed header with a big empty gap */
@media(max-width:900px){
  .hero{ padding-top:84px; }
}

/* Testimonials: don't let the avatar dominate the layout on phones */
@media(max-width:600px){
  .client-logo-box{
    width:110px;
    height:110px;
    margin:0;
  }
  .testimonial-section{ padding:44px 20px; }
  .quote-mark{ font-size:44px; margin-top:0; }
  .testimonial-content blockquote{ font-size:18px; }
}

/* Stats banner: avoid an orphaned third item crowding at very small widths */
@media(max-width:420px){
  .stats-row{ gap:16px; }
  .stat-item{ min-width:100%; }
  .stat-number{ font-size:28px; }
}

/* why-image: single source of truth (overrides the earlier duplicate
   aspect-ratio/min-height rules by cascade order), so both .why-section
   instances get a consistent, responsive image height */
.why-image{
  aspect-ratio:auto;
  min-height:260px;
}
@media(max-width:600px){
  .why-image{ min-height:200px; }
}

/* Form card: tighter padding + smaller heading on very narrow phones */
@media(max-width:400px){
  .form-card{ padding:20px 16px; }
  .form-card h2{ font-size:24px; }
}

/* Mobile nav panel: cap width so it never exceeds the viewport on tiny phones */
@media(max-width:340px){
  .header nav{ width:100%; }
}
/* =================== /RESPONSIVE FIXES PATCH ======================= */


/* ===================== CONTACT MODAL ===================== */
.contact-modal-overlay{
  display:none;
  position:fixed;
  inset:0;
  background:rgba(11,20,28,.68);
  z-index:2000;
  align-items:center;
  justify-content:center;
  padding:20px;
}
.contact-modal-overlay.open{
  display:flex;
}

.contact-modal{
  background:#fff;
  color:var(--ink);
  width:100%;
  max-width:460px;
  max-height:90vh;
  overflow-y:auto;
  border-radius:20px;
  padding:36px;
  position:relative;
  animation:contactModalIn .22s ease;
}

@keyframes contactModalIn{
  from{ opacity:0; transform:translateY(10px) scale(.98); }
  to{ opacity:1; transform:translateY(0) scale(1); }
}

.contact-modal-close{
  position:absolute;
  top:14px;
  right:14px;
  width:34px;
  height:34px;
  border-radius:50%;
  border:1px solid var(--line);
  background:#fff;
  color:var(--muted);
  font-size:20px;
  line-height:1;
  display:flex;
  align-items:center;
  justify-content:center;
  cursor:pointer;
  transition:background .15s ease, color .15s ease;
}
.contact-modal-close:hover{
  background:#039C7F;
  border-color:#039C7F;
  color:#fff;
}

.contact-modal-success-icon{
  width:64px;
  height:64px;
  border-radius:50%;
  background:#e8f8f3;
  display:flex;
  align-items:center;
  justify-content:center;
  margin:0 auto;
}

@media(max-width:480px){
  .contact-modal{ padding:26px 20px; border-radius:16px; }
}
/* =================== /CONTACT MODAL ======================= */


/* ===================== INLINE SUCCESS BANNER ===================== */
.form-success-banner{
  display:none;
  align-items:flex-start;
  gap:12px;
  background:#f2fbf8;
  border:1px solid #b9e8db;
  border-left:3px solid #039C7F;
  border-radius:12px;
  padding:16px 18px;
  box-shadow:0 6px 18px rgba(3,156,127,.10);
  opacity:0;
  transform:translateY(-6px);
  transition:opacity .3s ease, transform .3s ease;
}

.form-success-banner.show{
  display:flex;
  opacity:1;
  transform:translateY(0);
}

.form-success-banner.hide{
  opacity:0;
  transform:translateY(-6px);
}

.form-success-icon{
  flex-shrink:0;
  width:26px;
  height:26px;
  border-radius:50%;
  background:#039C7F;
  display:flex;
  align-items:center;
  justify-content:center;
  margin-top:1px;
}

.form-success-icon svg{
  stroke:#ffffff;
}

.form-success-banner span{
  font-size:12.5px;
  line-height:1.6;
  color:#0a5a48;
}

.form-success-banner span strong{
  display:block;
  font-size:14.5px;
  color:#065144;
  margin-bottom:3px;
}

@media(max-width:480px){
  .form-success-banner{
    padding:14px;
    gap:10px;
  }
}
/* =================== /INLINE SUCCESS BANNER ======================= */

.whtaspphover {
	background: none;
}
.whtaspphover:hover {
	background: #039C7F;
}


/* ===================== TAX SERVICE CARDS — HEADING/PARAGRAPH ALIGNMENT ===================== */

/* Row-stretch is already CSS Grid's default, but making it explicit
   documents the intent: every card in a row matches the tallest card. */
.tax-services-grid{
  align-items:stretch;
}

/* Reflow content area: h3 gets a reserved height so it always occupies
   the same space whether the title wraps to 1 or 2 lines. The paragraph
   then always starts at the same vertical position across every card
   in the grid, and grows to fill the remaining space so the arrow
   settles at a consistent bottom position too. */
.tax-service-content{
  align-items:stretch;
}

.tax-service-content > div{
  display:flex;
  flex-direction:column;
}

.tax-service-content h3{
  min-height:44px;
  display:flex;
  align-items:flex-start;
  margin:0 0 8px;
}

.tax-service-content p{
  flex:1;
  margin:0;
}

.tax-service-arrow{
  align-self:flex-end;
}

/* Tablet: 2 columns means titles wrap differently — recalculate the
   reserved heading height for the new column width. */
@media (max-width:900px){
  .tax-service-content h3{
    min-height:48px;
  }
}

/* Mobile: 1 column, smaller heading font (16px, set earlier in the
   sheet) — shrink the reserved height to match, and titles rarely
   wrap here so the alignment concern is moot, but keeping a small
   reserve avoids jitter if one title happens to wrap. */
@media (max-width:600px){
  .tax-service-content h3{
    min-height:auto;
  }
}
/* =================== /TAX SERVICE CARDS ALIGNMENT ======================= */

/* ===================== PHONE COUNTRY CODE COMBOBOX ===================== */
.phone-field{
  position:relative;
}

.phone-code-select{
  position:relative;
}

.phone-code-btn{
  display:flex;
  align-items:center;
  gap:8px;
  width:100%;
  height:45px;
  padding:0 12px;
  border:1px solid #ccd5dd;
  border-radius:10px;
  background:#fff;
  cursor:pointer;
  font:inherit;
  transition:border-color .15s ease, box-shadow .15s ease;
}

.phone-code-btn:hover{
  border-color:#039C7F;
}

.phone-code-select.open .phone-code-btn{
  border-color:#039C7F;
  box-shadow:0 0 0 3px rgba(3,156,127,.12);
}

.phone-code-flag{
  font-size:11.5px;
  font-weight:700;
  letter-spacing:.02em;
  color:#122235;
}

.phone-code-dial{
  font-size:14px;
  font-weight:600;
  color:#122235;
}

.phone-code-chevron{
  margin-left:auto;
  color:#607083;
  flex-shrink:0;
  transition:transform .18s ease;
}

.phone-code-select.open .phone-code-chevron{
  transform:rotate(180deg);
}

.phone-code-panel{
  display:none;
  position:absolute;
  top:calc(100% + 8px);
  left:0;
  width:300px;
  max-width:min(320px, calc(100vw - 40px));
  background:#fff;
  border:1px solid #dce2e7;
  border-radius:12px;
  box-shadow:0 20px 45px rgba(11,20,28,.16);
  z-index:60;
  overflow:hidden;
}

.phone-code-select.open .phone-code-panel{
  display:block;
}

.phone-code-search-wrap{
  padding:12px;
  border-bottom:1px solid #eef1f3;
}

.phone-code-search{
  width:100%;
  height:40px;
  border:1.5px solid #039C7F;
  border-radius:8px;
  padding:0 12px;
  font-size:13px;
  font-family:inherit;
  outline:none;
  color:var(--ink);
}

.phone-code-list{
  list-style:none;
  margin:0;
  padding:6px;
  max-height:260px;
  overflow-y:auto;
}

.phone-code-list li{
  display:flex;
  align-items:center;
  gap:12px;
  padding:9px 10px;
  border-radius:8px;
  cursor:pointer;
  font-size:13.5px;
}

.phone-code-list li:hover,
.phone-code-list li.active{
  background:#f2fbf8;
}

.phone-code-list li .cc{
  width:26px;
  flex-shrink:0;
  font-size:11px;
  font-weight:700;
  letter-spacing:.02em;
  color:#8a97a3;
}

.phone-code-list li .name{
  flex:1;
  color:var(--ink);
  white-space:nowrap;
  overflow:hidden;
  text-overflow:ellipsis;
}

.phone-code-list li .dial{
  color:var(--muted);
  font-size:13px;
  flex-shrink:0;
}

.phone-code-list .phone-code-empty{
  padding:20px 10px;
  text-align:center;
  color:var(--muted);
  font-size:13px;
}

.phone-code-list::-webkit-scrollbar{
  width:6px;
}
.phone-code-list::-webkit-scrollbar-track{
  background:#f0f2f4;
}
.phone-code-list::-webkit-scrollbar-thumb{
  background:#039C7F;
  border-radius:3px;
}

@media(max-width:480px){
  .phone-code-panel{
    width:calc(100vw - 40px);
  }
}
/* =================== /PHONE COUNTRY CODE COMBOBOX ======================= */
/* ===================== STICKY SCROLL ARROWS ===================== */
  .scroll-arrows {
    position: fixed;
    right: 24px;
    bottom: 24px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    z-index: 999;

    /* hidden until user scrolls */
    opacity: 0;
    pointer-events: none;
    transform: translateY(10px);
    transition: opacity 0.25s ease, transform 0.25s ease;
  }

  .scroll-arrows.visible {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .scroll-arrow-btn {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: none;
    background: #039C7F;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
    transition: background 0.2s ease, transform 0.15s ease;
  }

  .scroll-arrow-btn:hover {
    background: var(--accent);
    transform: translateY(-2px);
  }

  .scroll-arrow-btn:active {
    transform: translateY(0);
  }

  .scroll-arrow-btn:disabled {
    opacity: 0.35;
    cursor: default;
    pointer-events: none;
  }

  .scroll-arrow-btn svg {
    width: 18px;
    height: 18px;
  }
  /* =================== /STICKY SCROLL ARROWS ======================= */